HB 27 Introduced

Relating to courses in personal financial literacy and economics for high school students in public schools. 

​ 
 

 

A BILL TO BE ENTITLED

 

AN ACT

 

relating to courses in personal financial literacy and economics

 

for high school students in public schools.

 

       BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF TEXAS:

 

       SECTION 1.  Section 28.002(a), Education Code, is amended to

 

read as follows:

 

       (a)  Each school district that offers kindergarten through

 

grade 12 shall offer, as a required curriculum:

 

             (1)  a foundation curriculum that includes:

 

                   (A)  English language arts;

 

                   (B)  mathematics;

 

                   (C)  science; and

 

                   (D)  social studies, consisting of Texas, United

 

States, and world history, government, personal financial

 

literacy, economics, with emphasis on the free enterprise system

 

and its benefits, and geography; and

 

             (2)  an enrichment curriculum that includes:

 

                   (A)  to the extent possible, languages other than

 

English;

 

                   (B)  health, with emphasis on:

 

                         (i)  physical health, including the

 

importance of proper nutrition and exercise;

 

                         (ii)  mental health, including instruction

 

about mental health conditions, substance abuse, skills to manage

 

emotions, establishing and maintaining positive relationships, and

 

responsible decision-making; and

 

                         (iii)  suicide prevention, including

 

recognizing suicide-related risk factors and warning signs;

 

                   (C)  physical education;

 

                   (D)  fine arts;

 

                   (E)  career and technology education;

 

                   (F)  technology applications; and

 

                   (G)  religious literature, including the Hebrew

 

Scriptures (Old Testament) and New Testament, and its impact on

 

history and literature [; and

 

                   [(H)  personal financial literacy].

 

       SECTION 2.  Section 28.0021(b), Education Code, is amended

 

to read as follows:

 

       (b)  Each school district and each open-enrollment charter

 

school that offers a high school program shall provide a [an

 

elective] course in personal financial literacy that meets the

 

requirements for a one-half social studies [elective] credit under

 

Section 28.025, using materials approved by the State Board of

 

Education. The instruction in personal financial literacy must

 

include instruction on completing the application for federal

 

student aid provided by the United States Department of Education.

 

In fulfilling the requirement to provide financial literacy

 

instruction under this section, a school district or

 

open-enrollment charter school may use an existing state, federal,

 

private, or nonprofit program that provides students without charge

 

the instruction described under this section.

 

       SECTION 3.  Sections 28.025(b-1) and (b-23), Education Code,

 

are amended to read as follows:

 

       (b-1)  The State Board of Education by rule shall require

 

that the curriculum requirements for the foundation high school

 

program under Subsection (a) include a requirement that students

 

successfully complete:

 

             (1)  four credits in English language arts under

 

Section 28.002(a)(1)(A), including one credit in English I, one

 

credit in English II, one credit in English III, and one credit in

 

an advanced English course authorized under Subsection (b-2);

 

             (2)  three credits in mathematics under Section

 

28.002(a)(1)(B), including one credit in Algebra I, one credit in

 

geometry, and one credit in any advanced mathematics course

 

authorized under Subsection (b-2);

 

             (3)  three credits in science under Section

 

28.002(a)(1)(C), including one credit in biology, one credit in any

 

advanced science course authorized under Subsection (b-2), and one

 

credit in integrated physics and chemistry or in an additional

 

advanced science course authorized under Subsection (b-2);

 

             (4)  three credits in social studies under Section

 

28.002(a)(1)(D), including one credit in United States history, at

 

least one-half credit in government and at least one-half credit in

 

[economics or] personal financial literacy [& economics], and one

 

credit in economics, world geography, or world history;

 

             (5)  except as provided under Subsections (b-12),

 

(b-13), and (b-14), two credits in the same language in a language

 

other than English under Section 28.002(a)(2)(A);

 

             (6)  five elective credits;

 

             (7)  one credit in fine arts under Section

 

28.002(a)(2)(D); and

 

             (8)  except as provided by Subsection (b-11), one

 

credit in physical education under Section 28.002(a)(2)(C).

 

       (b-23)  The agency shall:

 

             (1)  develop a list of free, open-source, and publicly

 

available curricula that may be used by a school district to provide

 

a personal financial literacy [& economics] course that satisfies

 

the curriculum requirement under Subsection (b-1)(4); and

 

             (2)  seek, accept, and spend any federal or private

 

grant funds and gifts that are available for the purpose of

 

providing a personal financial literacy [& economics] course as

 

part of the foundation high school program.

 

       SECTION 4.  Section 28.025(b-22), Education Code, is

 

repealed.

 

       SECTION 5.  Sections 28.0021(b) and 28.025(b-1), Education

 

Code, as amended by this Act, apply only to students entering the

 

ninth grade during the 2025-2026 school year or a later school year.  

 

For students entering a grade above ninth grade during the

 

2025-2026 school year, Sections 28.0021(b) and 28.025(b-1),

 

Education Code, as those sections existed before amendment by this

 

Act, apply, and those sections are continued in effect for that

 

purpose.

 

       SECTION 6.  This Act applies beginning with the 2025-2026

 

school year.

 

       SECTION 7.  This Act takes effect immediately if it receives

 

a vote of two-thirds of all the members elected to each house, as

 

provided by Section 39, Article III, Texas Constitution.  If this

 

Act does not receive the vote necessary for immediate effect, this

 

Act takes effect September 1, 2025. 

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